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Solve your credit card problems with best consultation
Credit cards are designed to provide easy and quick service at the time of requirement. And you are not the only one but there are many others who are struggling with their credit card debts. As per the latest statistics there are more than 75% of credit card holders that seek credit card settlement procedures. While remaining others either manage it properly or pay only minimum due on every month.
There are several consultants that are available in the market and provide holistic credit card debt solution. Some of the credit card debt consultation plans include: customized debt management plan, Individual voluntary arrangements (IVA’s) or debt consolidation loans, etc.
There are few tips that can help you in managing your own credit card debts:
1.If you have single or multiple credit cards then first of all you need to be proactive rather than reactive on your expenses.
2.For your own convenience, make a chart or an excel sheet that must contain name of all your credit cards, their interest rate, amount payable, due date and most important your monthly income and expenses.
3.Now you need to calculate all your installments according to your income.
4.If still you are unable to handle all your credit card debts then you must consult with solicitor or debt consultants.
5.Moreover, you can directly approach your creditors and present them debt settlement proposal.
6.On the other hand you can apply for debt consolidation loans as per the requirement. It will consolidate all your debt under one creditor and you will be able to pay lower monthly installments.
